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(Last updated May 2003)
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Introduction and Overview
Belgium is a federal state comprised of the largely autonomous
region of Flanders, Wallonia, and the bilingual Brussels district.
Brussels, the capitol of Belgium, is headquarters to both the European
Union and NATO. The principal domestic problem is the continuing
tension between the Flemish-speaking north and the French-speaking
south of the country, whose inhabitants are known as Walloons. The
country is a hereditary constitutional monarchy with a bicameral
parliament comprising the 150-member directly elected Chamber of
Representatives and the 72-member senate. Both chambers are elected
for a four-year term. Coalitions of four or five parties have governed
Belgium since the 1990s. The king is the official chief of state,
and the prime minister is the head of government. The country is
divided into ten provinces and the capital region. The regions are
governed by a complicated three-tier system of local government
(regional, provincial and communal).
Belgium was among the first to develop an explicit family policy.
One scholar stresses that Belgian family policy should be seen in
the context of the development of the nation state, democratization,
early urbanization and industrialization, the late development of
the national social protection system, and most importantly, class
and culture cleavages and the role of the Catholic Church (Flora,
forthcoming).
There is a strong conservative tradition in Belgium and an overarching
family policy theme is support for the traditional family. As a
Belgian representative to the European Family Observatory has stated,
"The Belgian social security system (especially child benefit
in combination with tax policy) provides favorable treatment for
the presence of children and a non-earning partner (Verbist, 1998)."
Traditional families are supported throughout Belgian social policy
and are at the heart of family policy. In addition to the extensive
and early development of family allowances and early childhood education
and care (ECEC)-cash family benefits and services-crept into the
social security system as well. A family ministry was established
early on, too, in 1946. Belgium's responsiveness to sociodemographic
trends, however, is reflected in its change to household as a reference
point, rather than family, in determining eligibility for health
care benefits. A household consists of two unrelated persons, whatever
their sex, who are neither parents nor related to the third degree,
who cohabitate and at minimum, partially pool their resources.
Family policy is fragmented across ministries and between the federal
and regional governments (see below). Child Benefit (family allowances),
tax policy, and health care are a federal responsibility now while
other family policies are regional, meaning that child care, education,
and youth welfare are all regional. In addition, it is a highly
complicated system of benefits including: a basic family allowance
that is higher for children in higher ordinal positions; an orphans
allowance; an allowance for handicapped children or children with
a handicapped parent; birth allowances and allowances for children
of pensioners and long term unemployed. Except for the last two,
all the benefits are universal. The Flemish and French communities
have each established an "Ombudsman" office for children's
rights.
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Highlights
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highlights in pdf format.
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Government Agencies
The Belgian social security system differentiates according to
three systems. The largest of the three is for salaried persons
and administered by the National Office for Social Security (RSZ-ONSS).
The National Office collects both the employers' and employees'
social security contributions and makes benefit payments. It includes
the national offices for family benefits, employment, pensions,
sickness and invalidity insurance, accidents at work, professional
diseases, and annual vacation. The collection and coordination of
benefit payments for medical care, disability, family benefits and
pensions of self-employed persons administered separately by a National
Institute (RSVZ-INASTI). Contributions and benefits for civil servants
are made separately from the other two national offices, and depend
upon whether one is employed by provincial, local authorities, or
other authorities.
Family policy is the responsibility of the regional governments,
but the financing of these benefits is the responsibility of the
Ministry of Finance and the national family allowance fund. Child
Care, pre- and primary-school education, youth welfare, and parenting
policies are also the responsibility of the regional government.
In addition to this division of responsibilities, Ministries of
Social Welfare have responsibility for child care for the under
3s and the Ministry of Education plays that role for the preschool
program for the 3-6 year olds. The Ministry of Labor and Employment
has responsibility for such policies as the "career break"
policy.
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Demographic and Other Social Trends
Belgium has a population of more than 10 million, with 17.6 percent
under 15 and 16.6 percent over 65, fairly typical of the EU (OECD,
2002). Like the rest of the EU, Belgium is experiencing the usual
demographic and social trends, including aging, declining marriage
rates, rising divorce rates, and declining birth rates, now 1.65,
above the EU average of 1.47 (Table
2.13). Dual-earner families are the dominant family type. One-earner
families are also increasing in number, but that is because of the
rise in lone-parent families. Yet despite the increase in lone-parent
families (see Table
2.17), they still constitute a small proportion of families
with children as compared with most of the other EU countries (about
12 percent); and cohabitation is increasing only slightly as well.
Out-of-wedlock birth rates are rising and in 2001 were 22 percent
of all births, but that, too, is significantly lower than most EU
countries (see Table
2.13). Most children are still being born into-and reared in-husband-wife
families..
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Social Protection
Belgium is a "consociational" country, with its two strong
ethnic groups, different languages, and contrasting cultures; and
a complicated government structure and policy system as a consequence.
A Belgian family scholar notes that under pressure to meet the Mastricht
criteria, the Belgian government cut social expenditures and imposed
financial constraints. In 1996, a social security reform was carried
out, focused largely on imposing cuts on pensions. However, none
of the cuts caused any significant change in the situation of families
(Dumont, 1999).
Social expenditures were 26.7 percent of GDP in 2000, slightly
higher than the EU average of 22.9 percent (see Table
2.43). The share going to child and family benefits was 9.1
percent, compared to the EU average of 8.2 percent (see Table
2.42).
Because family policy developed early in Belgium and the main schemes
of the social security system developed late, Belgium's social insurance
system reveals a strong family orientation in its cash (family)
benefits and supplements, in its disability benefits, and its unemployment
benefits. There are few traditional social insurance benefits for
children except for the standard: survivors' benefits and means-tested
orphan benefits paid as survivors' benefits. Social Assistance is
provided in Belgium to poor families, but no special benefits are
provided children because they are covered by means-tested child
allowances financed and delivered through the social security system.
Lone-parent and one-earner families, and large families, are especially
vulnerable to poverty, with one-earner families accounting for the
largest single group in the early 1990s (Verbist, 1998). Nonetheless,
Belgium's child poverty rate (using 50 percent of median family
income as the poverty threshold) at 4.6 percent is the lowest of
all countries other than the Nordic group, and contrasts dramatically
with the U.S. rate of 22 percent. Belgium ranks 10th in per capita
GDP (the U.S. ranks second); yet using the US absolute poverty measure
plus food stamps, Belgium's child poverty rate is 7.5 percent, about
half that of the U.S. (14 percent), using the same measure (see
Social Indicator section on Poverty)
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Child, Youth and Family Policy Regimes
Maternity, Paternity, Parental, and Family
Leaves
Working mothers are entitled to a maternity leave-a job-protected
and paid leave from work at the time of childbirth-of 15 weeks,
of which at least one week must and at most 7 weeks may be taken
before expected birth. While on leave, women receive a maternity
allowance paid equal to 82 percent of prior wages (up to the maximum
covered under social security) during the first 30 days and 75 percent
for the remainder of the leave. Self-employed persons are entitled
to three weeks of leave at childbirth and receive a fixed benefit
amount during this period. Civil servants receive 100 percent of
their pay while on leave.
As a 2002 enacted law, fathers have the right to a ten-day paid
(at 82 percent of earnings) and job-protected paternity leave, and
adoptive parents are entitled to ten days paid, protected leave.
A new law, effective as of January 2002, replaces the former system
of career-break with time-credits. Career breaks allowed workers
to take up to five years of full-time leave and up to five years
of part-time leave over the course of their working lives. The goal
of the new time-credit system is help reconcile family and work,
and increase labor force participation particularly among women
and those over age 50. The new system allows employees to suspend
work for one year or reduce work to half time for up to five years
during which job-protection and social security protections are
maintained. During this period of not working or reduced working
hours, employees may receive a flat rate, paid allowance of about
500 Euros per month.
In addition to maternity benefits, families receive a birth allowance
upon the arrival of a child highest for the first child and 25 percent
lower for the second and subsequent children.
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Early Childhood Education and Care (ECEC)
Primary school begins at age 6 and school hours are from 8:30 a.m.
to 3:30 p.m.
ECEC is administered separately in the French and the Flemish communities.
In the Flemish community, Kind and Gezin (Child and Family) who
reports to the Flemish Minister of Welfare and Health, is the public
agency responsible for overseeing child care in Flanders. Kind and
Gezin supervises child care policies, arrangements, subsidies and
inspections. Local government authorities and not-for-profit agencies
participate in the provision of child care. The most prevalent form
of care for children under 2.5 years is in family day care homes.
Charges are income-related in Kind and Gezin supervised arrangements
and otherwise non-regulated and non-subsidized.
Early education is under the Ministry of Education in the Flemish
community and is available to all children from 2.5 to 6 years.
Participation is nearly universal. Hours are from 8:30 AM to 3:30
PM, and after-school services are available.
In the French community of Belgium, education and care are administered
separately. but coordinated by the Ministre de L'Enfance (Minister
of Childhood). The care, health and protection of children of children
age 3 years and under, is the responsibility of the Office de la
naissance et de l'Enfance. All child care providers of children
aged six and younger, must be registered as of 1999. About one-fifth
of children between one and three years old are enrolled part- or
full-day in center-based care, and another 12 percent are in family
day care. Children aged 2.5 years to 6 years may attend one of the
free, universally-provided école maternelles, and nearly
all 3-4 year olds are enrolled.
The high rates of coverage for 3-6 year olds, places Belgium in
a class with France and Italy-worldwide leaders in providing preschool
education for children of this age.
Belgium is among the very few countries that have data on after-school
programs and that view these programs as important and worth supporting.
They are linked to the schools in the French community and operate
as free-standing programs in the Flemish areas. They also charge
income-related fees and are partly subsidized through the tax benefits
that offset parents' costs.
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Family Allowances
Family allowances are the most important income transfer Belgium
provides for the children of working parents and cover 40 percent
of the children in one-earner families with one child as well as
more than 80 percent of the children in families with four or more
children. Family allowances are cash benefits for children (under
age 18 or 25 if in full time education) of working parents, designed
to ease the financial burdens of child rearing. They are universal,
tax-free, indexed, contingent on the employment status of the parent,
and vary by the ordinal position of the child and the arena of the
parent's employment. They cover first and subsequent children under
age 18 (or 21 if disabled or 25 if a full time student). A supplementary
family allowance is payable for children aged 6 and older and is
increased for older children. There are special benefits at childbirth,
adoption and for handicapped children. They are payable to the mother
or to the child's guardian. Families who are not eligible for the
universal benefit may qualify for a means-tested benefit.
Belgium was the first industrialized country in Europe to establish
a family allowance despite its lagging in the development of an
income tax system as well as a social protection system generally.
It has a generous system of family benefits but a highly complicated
one. There are three different family allowance schemes: one for
employees, a second for the self-employed, and a third for civil
servants. The benefit level for the self-employed is significantly
lower than the benefits in the other two systems. A disabled child
or the child of a disabled worker is entitled to a special family
allowance and a special tax benefit. Another benefit is that families
with children are exempted from paying social security contributions
(as in France) for an in-home caregiver. Still another benefit is
that since 1993, there is an adoption premium that is equal to the
level of the maternity benefit. Family allowance benefits are higher
than the standard if the parent is an old age pensioner or has been
unemployed for longer than 6 months.
Family allowances are part of the Belgian social security system
and the responsibility of the federal government. Benefits are financed
by employer contributions (7 percent of payroll) and government
contributions. Family allowance funds also help finance child care
centers for the under 3s.
As important as these benefits have been in the income packages
of families with children, in recent years a second earner's wage
has made a more important contribution to family income than the
family allowance (and than unemployment benefits).
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Child and Family Tax Benefits
For income tax purposes, the family unit is the tax unit. Lone
parent families receive a special tax benefit. In addition, 80 percent
of child care costs for a child under age three, can be deducted
from income when calculating taxes, if the child care that is used
is regulated and supervised care.
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Child Support
Belgium has an advanced maintenance program since 1989. It provides
a minimum benefit for up to three months, if the non-custodial parent
doesn't pay support.
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Other Child Conditioned Income
Transfers
Social Assistance, a means-tested cash benefit, is provided by
the regional government and an extra benefit is provided for lone
parent families.
Belgium has an advanced maintenance program since 1989. It provides
a minimum Benefit for up to three months, if the non-custodial parent
doesn't pay support.
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Child and Adolescent Health
Belgium has a national health insurance system including a local
system of maternal and child health care and a home health visiting
program.
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Youth
A study was carried out in Belgium in 1996 that found that eating
habits and living patterns, which are a threat to the health of
young people, are adopted at a relatively young age. For example,
in 1994: 19 percent of 11-year-old boys have smoked a cigarette
at least once; one third of boys and 18 percent of girls smoke daily
by age 17-18; 11-12 percent of boys consume alcohol daily by age
17-18 and 60 percent, weekly. Eighteen percent of traffic accidents
in 1994 were children under age 18. Traffic accidents and other
accidents account for 42 percent of all deaths of under 14 year
olds.
Youth unemployment rates (under 25) are especially high for women,
at 26 percent and at the EU average for men, 18 percent.
Click here to view in pdf format a table on the Ages
at which children are legally entitled to carry out a series of
acts in European Union countries. See Youth
Policies section for definitions of terms used.
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Reconciliation of Work and Family
Life
Belgium is trying to expand its support for policies that facilitate
reconciliation of work and family life. The most important policies
are the extensive supply of ECEC services and the development of
its time-credit policy whereby parents can take time off from work
and receive a modest cash benefit. Parents are allowed extended
time away from work with credit if they are caring for a child less
than six years old for whom a family allowance is received. Similarly,
an employee can reduce working hours by least half with job-protection
if s/he is raising a child up to the age of three years. Mothers
are also given time-off from work on a daily basis if they are breast-feeding.
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Housing Benefits
Belgian housing policy provides extensive support for the purchase
of housing. Mortgage interest is tax deductible and income subsidies
for the purchase of approved quality housing is also provided.
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References
Belgium Social Security Website. World Wide Web: http://socialsecurity.fgov.be/firstpage-en.htm.
Deven, F. & Neulant, T. (1999). Parental leave and career
breaks in Belgium. In P. Moss & F. Deven (Eds.), Parental
Leave: Progress or Pitfall? Brussels: CBGS Publications.
Dumont, W. (1999). Belgium. European Family Observer. Luxembourg:
Office for Official Publications of the European Communities.
Flora, P. (Forthcoming). Family change and family policies in
Belgium. Mannheim Series.
Moss, P. (1996). A review of early childhood services in the
European Union-1990-1995. Brussels: European Commission.
OECD. (2002). OECD in figures: Statistics for the member
countries. Paris: Author.
OECD (2001). Starting strong: Early childhood education and
care. Paris: Author.
Verbist, G. (1998). Belgium: Issues concerning the family in 1996.
In J. Ditch, H. Barnes, & J. Bradshaw (Eds.), Developments
in national family policies, 1996. European Observatory on National
Family Policies, Social Policy Research Unit. York, England: University
of York.
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Contacts
Washington Embassy
- Embassy of Belgium
- 3330 Garfield St., NW
- Washington, DC 20008
- Phone: (202) 333-6900
- Fax: (202) 333-3079
Ministry
- Ms. Isabel Del Valle Lopez
- Attachee Direction Generale de l'Action social et de la Sante
- Ministere de la Region Wallonne
- Avenue Gouverneur Bovasse, 100
- Namur 5100
European Union Family Observatory National Representative
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